DMCA & Copyright Policy

1. Designated agent

Send copyright notices to our designated agent: SpendTensor, Inc., Copyright Agent — cyberprosoftware@gmail.com. Use the subject line "DMCA Notice". Notices sent to other addresses may be delayed.

2. What a valid takedown notice must include

To be effective under § 512(c)(3), your written notice must include all of the following.

• Your physical or electronic signature.
• Identification of the copyrighted work you claim has been infringed (or a representative list, if multiple works).
• Identification of the material claimed to be infringing, with enough detail for us to locate it — ideally the exact URL on spendtensor.com.
• Your name, mailing address, telephone number, and email address.
• A statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the owner's behalf.

3. What happens next

We review each notice and, where it is valid, remove or disable access to the identified material and notify the user who supplied it, forwarding your notice. Incomplete notices will be returned with an explanation of what is missing. Knowingly making a material misrepresentation in a notice can expose you to liability for damages under § 512(f).

4. Counter-notice

If your material was removed and you believe that was a mistake or misidentification, you may send a counter-notice to the same address including: your signature; identification of the removed material and the location where it appeared; a statement under penalty of perjury that you have a good-faith belief the removal was a mistake or misidentification; and your name, address, telephone number, and consent to the jurisdiction of the federal court for your district (or, if outside the United States, the Northern District of California) and to accept service of process from the complaining party.

If we receive a valid counter-notice, we may restore the material in 10–14 business days unless the complaining party notifies us that it has filed an action seeking a court order.

5. Repeat infringers

We terminate accounts of users who are the subject of repeated valid infringement notices, and we may suspend access earlier where the circumstances warrant it.

6. Our own content

The SpendTensor name, logo, product interface, and site content are owned by SpendTensor, Inc. You may quote short excerpts of our blog and research with clear attribution and a link to the original page. Republishing full articles, or using our marks in a way that implies endorsement, requires written permission.